Exploring Interstate 90 - The Nation's Longest Interstate Freeway
Interstate 90, commonly referred to as I-90, stretches from Boston, Massachusetts to Seattle, Washington, over 3,000 miles - and all of it is non-stop driving if that is what you want. No stoplights, no cross streets, and no designed delays at all. I-90 runs through thirteen different states, some for shorter stretches than others, but a trip on I-90 will let you see quite a cross-section of the United States. Some of the major cities you'll see on a trip across the country via I-90 are: Boston, Syracuse, Albany, Buffalo, Erie, Cleveland, Toledo, Chicago, Madison, Rapid City, Sheridan, Billings, Missoula, Spokane, and Seattle.
Exploring Interstate 90 - The Nation's Longest Interstate Freeway
Kage Innovation - Condo Snow Removal
Tube. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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Cherry Blossom Tattoos - What Do They Mean
Cherry blossom tattoos are some of the most popular tattoo designs for women currently. The beauty and delicate nature of a cherry blossom can't be denied. In both Japanese and Chinese cultures the cherry blossom is full of symbolic meaning and significance. Before deciding to get a cherry blossom tattoo design it makes sense to understand the symbolism and deep cultural connections and meaning that this tattoo might hold. After all the best tattoo designs are ones that hold a great deal of symbolic significance. Typically the tattoo that is universally regretted is the one that was gotten while out with a bunch of friends just because they were getting one. So don't fall into the trap and regret your tattoo later in life. Instead if you are planning on getting a tattoo at least take the time to research the symbolism and meaning behind it and see if it speaks to you and if the ideas are significant in your life.
Cherry Blossom Tattoos - What Do They Mean
Kage Innovation - Condo Snow Removal
Video Clips. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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How to Start a Foreclosure Cleanup and Property Preservation Company
A new article on June 3, 2009 from MSN Money writer Michael Brush indicates that there is a third wave of foreclosures still to come from prime borrowers (i.e. those previously "safe-borrowers" with sound credit and fixed-rate mortgages) as a result of job losses thanks to the worsening economy ("Coming: A 3rd Wave of Foreclosures").
How to Start a Foreclosure Cleanup and Property Preservation Company
Kage Innovation - Condo Snow Removal
Video Clips. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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Popular Japanese Tattoo Meanings, Symbolism and Designs
There has been a phenomenal growth of traditional Japanese tattoo designs in the past few years. It used to be that tattoos were relegated to the Yakuza or Japanese gangs and the criminals in the society. Just the site of a tattoo used to and still can strike fear into people. However, Japan is a rapidly changing country and they are starting to see the value in tattoos and more and more people have a deep respect for them. For most tattoo artists and tattoo enthusiasts alike Japanese designs have always been sought after. Here are some Japanese tattoo meanings and design ideas to help give you a guide of some possibilities if you are interested in getting such a design.
Popular Japanese Tattoo Meanings, Symbolism and Designs
Kage Innovation - Condo Snow Removal
Tube. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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Condominium Association Fees - Added Expense Or Benefit
Purchasing a home is without a doubt the most exciting thing that can happen to anyone. It is the single largest purchase you will make in your life. Many people chose to purchase homes because they are tired of paying someone else's mortgage by paying rent each month.
Condominium Association Fees - Added Expense Or Benefit
Kage Innovation - Condo Snow Removal
Video Clips. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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Cockroaches and Disease
They go just about every dirty and dark corner of the planet. Through their nocturnal excursions they spread disease.
Cockroaches and Disease
Kage Innovation - Condo Snow Removal
Tube. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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How to Start a Foreclosure Cleanup and Property Preservation Company
A new article on June 3, 2009 from MSN Money writer Michael Brush indicates that there is a third wave of foreclosures still to come from prime borrowers (i.e. those previously "safe-borrowers" with sound credit and fixed-rate mortgages) as a result of job losses thanks to the worsening economy ("Coming: A 3rd Wave of Foreclosures").
How to Start a Foreclosure Cleanup and Property Preservation Company
Kage Innovation - Condo Snow Removal
Video Clips. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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How to Get Rid of Collembola (Also Known As Snow Fleas, Springtails and Ectoparasites)
If you've never heard of Collembola, you're not alone. Until recent years, it was thought that these soil borne creatures were essentially harmless. Even doctors vehemently denied that springtails were likely to infest human hair and skin. Folks who suffered from chronic itching, biting and crawling sensations were often considered delusional, but that mindset is slowly changing. Mounting evidence suggests that these micro-tiny pests can be surprisingly invasive.
How to Get Rid of Collembola (Also Known As Snow Fleas, Springtails and Ectoparasites)
Kage Innovation - Condo Snow Removal
Video Clips. Duration : 5.30 Mins.
Kage Innovation - Condo Snow Removal
The Kage snow removal system combines plowing and snow containment into one revolutionary new implement. It is for skid steers, loaders and tractors. In just five seconds you can go back and forth between plowing and pushing without leaving the cab. Replaces 2-3 plow trucks or loaders with buckets.
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
Kage Innovation - Condo Snow Removal
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Thanks to the tenacity of folks like Dr. Frans Janssens and his colleague, Dr. Kenneth A. Christiansen, the scientific community is beginning to recognize that springtails can pose a very real threat to human comfort when present in large numbers. The two researchers collected scores of reports from homeowners, doctors, and pest control operators in several countries, including many regions of The United States. Within the gray areas between casual testimony, scientific observation and concrete medical documentation, a startling picture emerged. Collembola are everywhere, and it's not impossible for them to latch onto humans and animals.
Snow Removal
How to Get Rid of Collembola (Also Known As Snow Fleas, Springtails and Ectoparasites)
As inhabitants of fertile soil, springtails are likely to be found just about anywhere. The more you water the lawn and apply fertilizer, the happier they'll be. They are considered the most abundant arthropods on earth. Since prehistoric times, they have survived frigid winters and very hot summers, but their numbers decrease exponentially under dry conditions.
How to Get Rid of Collembola (Also Known As Snow Fleas, Springtails and Ectoparasites)
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Pet owners are particularly vulnerable to collembola infestation. Dogs and cats who trample through moist soil or wet grass can pick up springtails and transport them into the home; however, it's not likely that springtails will stay attached to pets like fleas unless an animal's immune system is compromised (for example, if there's a fungal infection of the skin.) Springtails are easily transferred between humans and animals. Close contact isn't necessary. These acrobatic creatures can jump three to four feet. You may not always notice them catapulting through the air. They can be smaller than the head of a pin.
If the thought of a few springtails in the house makes you paranoid, relax. Their ability to divide and conquer will largely depend upon environmental factors. Do you enjoy growing potted plants indoors? Does your basement tend to flood after a good rain? Can you smell mold behind the bathroom wall? Are you still waiting on a plumber to fix that leaky pipe under the kitchen sink? Who was president the last time you cleaned your air ducts? A moist, moldy environment is like Disneyland to a springtail.
Getting rid of an advanced collembola infestation can be difficult because springtails aren't classified as insects. They are defined as hexapods, primitive ancestors to modern day bugs. According to organic scientist David Glassel, chemical pesticides have no effect on the hexapod. Only natural insecticides will do the trick, and the best remedy is cedar oil.
Step By Step Guide to Eliminate Collembola Infestation:
1.) Treat yourself and your pets with a topical cedar oil insecticide approved for use with humans and animals. Avoid cosmetic or aroma therapy grade cedar oil. It's not purified, and it usually comes from certain forms of cypress trees. Cedar oil that is formulated for home protection will kill ALL TYPES of parasites on contact, including springtails, lice and all forms of mites. If you're tempted to use an over the counter kit designed for lice control, don't bother. It won't work, it's not enough to cover large areas, and it's just plain not good for you. Such products contain Lindane, a chemical banned for use with animals by the Environmental Protection Agency.
2.) Spray couches, beds and carpets with a fine cedar oil mist. A proper household formula will be very light and pure. In other words, it won't stain fabric.
3.) Use a cedar oil fog machine to penetrate unseen cracks and crevices in the home. Normally, fog machines are considered optional, but advanced springtail infestations require aggressive measures. If you believe your infestation is severe, or if you've actually SEEN large groups of springtails moving over floors and walls, don't mess around.
4.) Use the fog machine to treat air ducts or hire a professional air duct cleaning company. Many people are shocked to discover they have mold in their air ducts. It is not uncommon for mold to develop in your heating and cooling system from the condensation of your air conditioner. Springtails feed upon mold and thrive in moist conditions. Mold can also aggravate asthma and allergies. Air duct treatment addresses all of these difficulties.
5.) Purchase the highest quality furnace filters available at your local store. Filters designed for allergen and dust mite removal are best. Change filters frequently.
6.) Hunt for places where moisture accumulates. Patch leaky roofs and pipes. Seal cracks around basement windows. Pay special attention to bathroom walls and cabinets under sinks.
7.) Remove household plants, especially decorative trees sitting in large potted containers filled with soil. Remember that springtails can be transported directly into your home via bags of potted soil.
8.) Take aggressive measures to control animal populations on your property. Double bag garbage, and don't leave open trash barrels sitting around. Animal foods that are stored outdoors should be kept in airtight containers. Use traps or repellents to control rodents, raccoons and squirrel populations. Resist the urge to pet stray dogs and cats. Report any sightings of feral cats to your local animal control center.
9.) Beware of ultra rich potting soil and wooden landscaping materials. Based on calls placed to our pest control operation from all over the country, springtail populations are often introduced to the home when truckloads of new mulch or soil have been dumped on properties that previously had minimal landscaping. (Mulch traps moisture and promotes the growth of mold.) Seal any cracks around basement windows before distributing natural landscaping materials around the perimeter of the home. If you're worried about collembolla populations outdoors, there are super strength cedar oil concentrates designed to repel mosquitoes and kill insect populations in the grass and soil. Pet breeders, horse keepers, and livestock farmers use cedar oil concentrates to control all types of parasites in barns, pens and pastures. A generous treatment early in the spring or summer will do a lot to destroy eggs and control multiple insect populations before they explode. Veterinarian bills are EXPENSIVE. Destroy parasites before they destroy you!
10.) Last but not least, avoid chemical pesticides. In February of 2011, USA Today ran an article titled "Exposure to Pesticides in Womb Linked to Learning Disabilities." The study focused on peremethrin, a chemical commonly used to battle household pests. As disturbing as this sounds, the topic is nothing new. Scores of scientific studies have linked chemical pesticides to neurological disorders, breast cancer and birth defects in children living near farms where chemicals are sprayed. In a nationally televised ABC World News investigation, spot drop flea and tick medicines were found to cause 44,000 severe reactions in a single year, including multiple deaths.
How to Get Rid of Collembola (Also Known As Snow Fleas, Springtails and Ectoparasites)
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The article states that "In the first quarter, the percentage of these borrowers who were behind on their mortgages or in foreclosure had doubled from a year earlier, to nearly 6%" and goes on to say that "Credit Suisseanalyst Rod Dubitsky predicted last week that 8.1 million mortgages, or 16% of all mortgages, will go into foreclosure over the next four years. A weak economy, continued declines in home prices and rising delinquencies among prime borrowers all but ensure that foreclosures "will march steadily higher," he says." Not such great news for the economy, but good news indeed for entrepreneurs interested in starting a foreclosure cleanup business to clean and repair foreclosed homes for the banks.
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How to Start a Foreclosure Cleanup and Property Preservation Company
To put this in perspective, this means that there will be over 2 million foreclosures a year and more than ,025,000,000 up for grabs in money that will be spent on cleaning up these foreclosed properties (since the average bill is 00+ to clean up one of these properties).
How to Start a Foreclosure Cleanup and Property Preservation Company
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Let's take a look at how you can position yourself to capitalize on this coming foreclosure movement
Set Up Your Company Properly
If you want to be hired for cleanup or preservation work, you'll need to operate your business as a professional company. The good news is that you can set up a business quickly and inexpensively, and usually on your own. Many people decide to set up an LLC (Limited Liability Company) because of how quickly and easily it can be done but you'll want to check with your accountant or other business professional to select the type of business entity that's right for your personal situation.
If you do decide to start an LLC, you can usually find all of the documents you need online from your state's government website. Usually the branch you're looking for will be called the "Industrial Commission" or "Corporation Commission" or similar. Try typing in "start a business + ______ (your state)". Anything ending in ".gov" is usually a good place to start as it indicates a government site.
Once your business is set up, you'll need an Employer Identification Number (EIN), which is like a SSN for your business. You can register for one online: type in "IRS" & "EIN" into a search engine to find the online registration link.
As soon as you have your EIN (which you can usually get immediately online), you can open up a business bank account for your company. This step is very, very important. In the excitement of things, many people get caught up in the day-to-day dealings of running a business and use their personal accounts to pay for business expenses. Not only does this present an accounting nightmare at the end of the year, but it could present problems for you with the IRS if you don't keep your personal and business finances separate.
Once you legally set up your business, you may be required to register your business with your county or city in order to get a business license to operate. You can start by calling City Hall or the Office of the County Clerk to inquire as to whether or not you need a city/county/state business license and if so, how to get one.
So to recap:
1. Legally set up your business
2. Get your EIN # and set up a business bank account
3. Apply for a business license
4. If you want to do preservation work, determine whether or not you need a contractors' license
Get Insurance
You absolutely must have a Commercial Liability Insurance policy and Workers' Compensation Insurance in order to run your business. Not only is insurance essential for protecting yourself from liability and protecting those that work for you in the event of a work-related injury, but many asset management companies will not do business with you if you do not meet their minimum insurance requirements.
Insurance will likely be one of your largest start-up costs, however, most insurance companies allow you to pay the premium on a monthly (rather than yearly) basis, which definitely makes this expense more affordable.
General Liability Insurance policies can cover the following: bodily injury, property damage, contractual liability, personal and advertising injury, professional liability (also known as Errors & Omissions (E&O) insurance, this coverage protects you and your business from litigation caused by charges of professional neglect or failure to perform your professional duties), hired auto and non-auto liability and umbrella liability.
You'll want to speak directly with your insurance agent to get a better idea of the extent of the coverage provided by their particular policy and one that is best suited for your individual needs
Workers' Compensation Insurance is required in most states when you have W2 employees, and some states also require your insurance to cover your 1099 contractors also. Workers' Compensation ("Workers' Comp") covers your employees' medical and disability expenses related to work-related illness and on-the-job injuries.
In the states where you are not required to cover your 1099 contractors you would need them to provide proof that they carry their own Workers' Compensation insurance. Although tempting to shift the financial burden of maintaining a policy onto your 1099 contractors, in all reality, you are probably better off to take on the cost of all staff Workers' Compensation (all W2 employees and 1099 contractors). The reason is that it's difficult to find only independent contractors that have their own policy. In addition, this industry has such high turnover that if you put this restriction on your independent contractors, you'll waste valuable time and lost revenues trying to find replacements in a hurry.
Here's a great tip: sometimes you can get "pay-as-you-go" insurance where your workers' compensation insurance premiums are based on your actual payroll, rather than an estimated amount. This is great for companies that are just starting out or have a fluctuating workload. Type in "pay as you go workers comp" into a search engine for results in your area.
As a second tip, we've used Farmers Insurance for years and have always had excellent customer service and great rates. Just Google "Farmers Insurance" for an agent in your area.
Foreclosure Cleanup v.s. Property Preservation Services
As the name suggests as a Foreclosure Cleanup Company, you'll be cleaning out all of the junk in the house (also called a "trashout or a "junk out"), as well as cleaning the interior of the home. You may also be required to remove vehicles on the property. Usually foreclosure cleanup companies are also responsible for doing a basic landscape cleanup which includes hauling out any junk from the front/back yards, cutting the grass and trimming trees/bushes.
Cleaning up the property is the extent of services offered by a Foreclosure Cleanup Company, whereas a Property Preservation Company is also involved in the "securing" of the property and the "preserving" of the property.
Here are some of the services that a preservation company may offer (note that a Property Preservation Company will generally also offer cleanup services):
Securing the Property
o Initial vacant property inspection
o Lock changes
o Boarding of windows and doors
o Temporary roof repair
o Securing swimming pools
Preserving the Property
o Exterior Debris removal
o Abandoned vehicle removal (cars, boats, etc.)
o Interior Debris removal (junk-out)
o Hazardous waste removal
o Interior cleaning services including carpet cleaning
o Window washing/graffiti removal
o Window replacement
o Pool services (draining, acid washing, maintaining, etc.)
o Pest control services
o Yard maintenance/landscaping
o Snow removal
o Winterization
o Gutter cleaning
o Pressure washing
o Carpet removal & replacement
o Tile/Floor repairs
o Painting
o Sheetrock/drywall repairs
o Carpentry repairs
o Plumbing fixtures repairs & replacements
o Fire & mold remediation
o Fence repair
Here are a few things to consider when determining the extent of the services you want to offer:
A Contractors' License is generally not required for Foreclosure Cleanup Company but is likely required for preservation companies doing work over a certain dollar value (usually 0 - 00+). Sometimes this license can be obtained by attending a course and successfully passing a test whereas other states require previous, verifiable industry experience.
The insurance premiums tend to be higher on companies that offer preservation services as they are considered to be a "general contractor". However, the revenue potential is much higher as preservation services tend to run from a few thousand dollars upwards instead of 0 - 00 for each cleanout.
Usually what people do is start out initially offering just the foreclosure cleanup services and then when things pick up, they'll add preservation items to the list of services they offer. This let's them get their foot in the door without having to spend a whole lot of money upfront when setting up their company.
Source the Right Equipment & Tools
The great thing about starting a foreclosure cleanup company is that the initial expenses are quite low as much of the equipment and tools needed for cleaning foreclosures can likely be found in your own garage:
o Cleaning chemicals (i.e. all purpose cleaner, disinfectant, toilet bowl cleaner, window cleaner)
o Cleaning supplies (broom, mop, scrub pads)
o Vacuum cleaner
o Garbage bags and shovels
o Work gloves and disposable plastic gloves
o Lawn mowers & lawn tools
o Wheelbarrow
For the smaller items you don't have on hand, check your local dollar store. Their prices can't be beat and they usually have the same chemicals and cleaning supplies as the other retailers. Once you start doing some volume, consider shopping for your supplies at Sam's Club or Costco to keep your expenses low.
You can also find used equipment in great shape (such as vacuums) by going around to your local Saturday morning garage/yard sales. If you have a "Re-Use" center or a Salvation Army, you may consider checking there also as they often have vacuums and other small equipment or yard tools for sale.
For hauling junk, you'll need some sort of trailer and a vehicle large enough to pull it. If you don't have a truck and a trailer, you can always borrow a friend's truck and rent a trailer from U-Haul or just go ahead and rent a moving truck from U-Haul. (Remember though, that you'll be charged a daily rate plus a per-mile rate when you rent a moving truck whereas if you use your own truck and just rent the pull-trailer, you'll only incur the daily rental rate for the trailer.)
Sometimes you'll be required to clean a property that doesn't have electricity or water. In the event that there's no electricity, you'll need a generator to operate the vacuum cleaners and other electrical equipment. These can be rented at Lowe's or Home Depot and is a much better alternative to purchasing one outright unless you're going to use it on a regular basis (a new one will run you about 0+).
To save on expenses, it's best to rent equipment in the beginning.
Once you get up and going, it may be worth looking into purchasing equipment of your own. Check the online classifieds ads (such as Craigslist, Kijiji and Backpage) for used trailers, generators, etc. You should also check with U-Haul as they have been selling some of their excess trucks as of late.
Stay Safe on the Job
As a business owner, you're responsible for keeping your staff safe while working on the job. Working safely is paramount to the health of your staff and the reputation of your business (and also keeps your insurance premiums low). It's imperative that you review safety issues prior to allowing anyone to work on the job - you must provide both classroom and on-the-job safety training to all new hires.
Now, it doesn't have to be anything fancy; you can spend 20 - 30 minutes reviewing safety policies, safe working practices and answering any questions and then you'll be done! Make sure you have people sign in and out of the meeting and that you document that a safety meeting took place.
It's also very important that you become familiar with OSHA and Safety Standards as well as the health & safety hazards associated with this industry so that you can keep your staff safe, avoid accidents and costly fines. You can find the OSHA Pocket Guide to Construction Safety (it's a short and an easy read) at the main website (OSHA DOT gov) by searching for the report name.
Another way to protect your staff and your business is to make sure that you check references before you hire someone. Insist that they list non-related references (i.e. not mother, sister or best friend) and instead list references of previous employers or someone they know in a professional capacity. We also do drug testing and background checks - it might sound paranoid to some, but the safety of our staff, our customers' property and our company's reputation is far too important to risk not spending on a background check or drug test.
Price Your Services Right
In this industry, the lowest price always wins the bid (unless, of course, the lowest bidder has a terrible track record of not completing work and is utterly irresponsible and unprofessional, in which case the company has just committed "reputation-suicide" and will never be hired again). Lenders don't want to spend any more than they have to on these properties so you want to make sure you price your services comparable with the going market rates (but at the same time, priced so that you still make a great profit and don't leave any money on the table).
For cleaning out foreclosures, most banks expect to spend anywhere from 0 - 00 for a cleanout (trashout, interior clean and initial landscape cleanup), but it could be a bit more or a bit less, depending on your area. It's important to know that most lenders have prescribed "price caps" for the maximum amounts that they'll pay for services.
If you're also providing preservation services, a great site that we've used before to determine our prices for doing repairs is www.CostEstimator.com for getting the market rates for construction costs - you can get a free 30 day trial (no need to enter credit card - it really is free!). There are over 3,000 cost items adjusted for over 210 local, geographic regions to create your bid and you can add as many others as needed. If you want to sign up after the trial, it's only /month.
Market Your Services
It's true - "nothing happens until somebody sells something"... and you'll need to get out there and sell, sell, sell your business. Once you've done a few jobs, you'll find that word of mouth advertising and referrals will provide a large pool of new jobs for you, but in the meantime, you do need to do everything possible to let customers know you exist.
A large portion of work will come from the relationships that you build with Real Estate Agents ("Realtors") who list bank-owned homes (often referred to as REO listings). They are often given the task of bidding out the cleaning and repairs of new listings by the asset management company so you'll want to make sure the agents in your area know your company handles this type of work.
A great way to find out which Realtors in your area list REOs is to go online to the major bank's REO websites and "data mine" the contact information for the listing agents (name, email, phone numbers). It can be painstaking work, but definitely worth it.
Here's an example of a bank REO sites to get you started collecting Realtor information
WELLS FARGO (Properties managed by Premier Asset Services): pasreo.com/pasreo/images/pas_logo.jpg
NOTE: In order to access agent information, select the state and click search. Then, individually select each listing and click on "Print Property Report CVS". Each listing and corresponding information (such as agent name, phone # and email) will be created in an Excel spreadsheet. You can access the page
Remember to follow up with a phone call a few days later. Don't be shy about asking the Realtor if he/she has any jobs for you to bid, either - most of them are very accommodating and willing to give a new company the opportunity to provide estimates.
The other way jobs are bid out is through large Asset Management Companies (also referred to as Marketing & Management Companies, REO Field Service Companies and Property Management Companies). Essentially, the lender says, "ok - I have thousands of properties to get rid of. Here, national ABC Asset Management Company: clean, fix and sell these properties for us". And the national Asset Management Company will then subcontract out the work to local foreclosure cleanup and property preservation companies. In order to work for these companies, you usually need to sign up your company as a potential vendor. Many times this can be done online.
There are both positives and negatives associated with working for the larger companies. On the positive side, you will probably be given a few projects to work on at a time so you will be kept relatively busy. On the negative side, they usually want you to offer 'wholesale pricing' and don't pay until 30 - 60 days after you invoice them for the work. Working for one of these companies, however, will give you the experience you need to go after more work.
Other possible customers include wholesale property investors (groups of investors that purchase foreclosed homes at the auctions and then sell them to smaller investors at a wholesale price), investors, landlords, property management companies, Realtors and so on.
You should also consider attending your local networking events such as the Chamber of Commerce meetings and any local investor meetings in order to hand out your card and network with potential customers. The more you get out there, the better chance you'll have of securing some great, long-term customers!
This is definitely an exciting industry and a very profitable one for those of you who don't mind getting your hands a bit dirty! Good luck!
How to Start a Foreclosure Cleanup and Property Preservation Company
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According to the National Pest Management Association, there are nearly 33 different kinds of bacteria, six kinds of parasitic worms, and at least seven other kinds of human pathogens carried by cockroaches. Consider the fact that cockroaches walk through sewage and decaying matter. They transmit the bacteria into your home. In addition, roaches can be an allergen for allergy sufferers.
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Cockroaches and Disease
They have been found to carry the pathogens that cause tuberculosis, cholera, dysentery, and typhoid; as well as 28 other bacteria (like salmonella). Because of they way they live, they can carry just about any bacteria or disease that lives on decaying organic matter or sewage.
Cockroaches and Disease
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Salmonella
With salmonella, you will get diarrhea, abdominal cramping, fever, and nausea. It is most often found in animal products like beef, poultry, milk, or eggs. Once way to avoid salmonella is to avoid cross contamination. For example, many products with salmonella are thoroughly cooked and the person does not get infected.
What roaches do is walk all over uncooked decaying matter. In essence, they spread the germs around. If salmonella gets into your home, the roaches can transmit it onto areas that wouldn't otherwise have it.
Allergies
Roaches love dark damp places. What grows in these damp places is mold. Many roaches actually die from mold. What happens is the roach gets real moldy and then sheds the exoskeleton. As the exoskeleton decays, mold and roach exoskeleton irritate allergy sufferers. Some people say the roach is second only to the dust mite in allergy irritation.
Roach Bait
Boric acid roach bait is a fantastic solution. We call it MRF 2000.
Cockroaches and Disease
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There are a lot of people who want to take the plunge and purchase a home but they are afraid of what it entails. They may feel like they are biting off more then they can chew. Along with the mortgage payments, there will be repair bills, on top of the monthly bills, upkeep on the home and property, and if you live in an area where there is inclement weather, there will be snow removal, and seasonal clean up. It is enough to scare anyone into staying a renter.
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Condominium Association Fees - Added Expense Or Benefit
It does not have to be like that; many people choose to purchase a condominium as their first home to find out if it is really what they want. There are many benefits to purchasing a condo, the greatest being that you will not have to do any of the outside maintenance on the property.
Condominium Association Fees - Added Expense Or Benefit
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When you purchase a condo, there will be a monthly fee to the condominium association. This fee is different from your mortgage; it is a fee that each community charges each condo owner.
You may think that the association fee is just an added charge that is not needed, however when you stop and think about what it covers, you may change your mind about the added expense.
Condo association fees cover every type of maintenance emergency that comes up. This can be very cost effective if a roof needs to be replaced. The owner does not incur any of the expense. This makes the association fees very reasonable.
The association fees also cover any snow removal and upkeep of the outside property, meaning that the owner does not have to shovel snow or rake leaves.
There are many benefits to purchasing a condo.
Starter home - condominiums make an excellent starter home. You are able to upgrade the inside to whatever you want, and when you make your payments on time, you are building your credit rating so when you are ready to sell, you will receive a better interest rate.
Amenities - They have great amenities, whether it is a pool, fitness center or both, you will spend countless hours with friends and family.
Parking - most properties offer off street parking, this is a great benefit if the area has limited or no parking at all.
Real Estate investing - Condos are an excellent real estate investment. Purchasing a condo and renovating it can turn a huge profit for investment companies.
Many regions of the United States offer excellent condo communities, however there are a few outstanding areas that are being sought after more and more. Morgantown West Virginia Real Estate Condos and Apartments is one of these communities. The incredible view and the diversity of the city make this community one of the most up and coming condo communities in the country today.
Condominium Association Fees - Added Expense Or Benefit
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Cherry Blossom Tattoos
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Popular Japanese Tattoo Meanings, Symbolism and Designs
For the Japanese the cherry blossom is seen to represent life itself. The flower is a thing of great beauty. It is strong in that is pushes itself and blooms in harsh conditions and climates and often comes out when the snow is first melting. Yet it is paradoxically fragile at the same time. It is fragile because it will only last a few days and then it will fall from the tree and land in the snow. The Japanese view this as a representation of life itself. Life should be lived to extreme beauty and everyday should be lived to it's fullest. Yet one must always be aware of the possibility of death and therefore with the eventuality of death live life even more fully. This is a great tattoo and a symbol that is laden with powerful reminders and a great guide to how each individual should live their life.
Popular Japanese Tattoo Meanings, Symbolism and Designs
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Koi Fish Tattoos
Koi fish are probably the second most powerful symbol in tattoo designs in general but also fro the Japanese. Koi fish can been seen in front of almost every temple throughout Japan. The myth states that the Koi fish swim back up stream against the current to eventually read a bridge or a gate. If they can make it to the gate they are turned into dragons and magically fly away to start a new life. The symbolism behind this design is one of perseverance which is a very deep and important concept for the Japanese. In fact they have many more words to describe perseverance, effort and sticking with something in the language then we do in English.
Hannya Masks
Hannya masks are scary looking and demonic masks. The mask comes from the famous Kabuki plays in Japan and it depicts a women who has been consumed with rage over a lover or someone that has not returned her love. There are different variations as each Kabuki play has a different interpretation. At any rate these masks represent a jealous women. However, they have been widely used in Japanese tattoos and also here in the west. When they are used in tattoo in it is believed that they will ward of evil spirits and bring good luck to the person wearing it. Japanese will also sometimes but these up for display high in the room of their house to ward off evil spirits.
Samurai
Samurai of course lived by the code of Bushido. There is not enough room here to full explain the code of Bushido but it deals with living life to the fullest, being prepared to die in service and being loyal and strong. The concepts of Bushido are pretty much at the heart of all Japanese values and morals and also what is taught to most young kids over and over again through stories. You could say the code of Bushido is the heart of the Japanese culture and beliefs. Samurai's and samurai tattoos of course are the best symbol of these beliefs.
Popular Japanese Tattoo Meanings, Symbolism and Designs
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The article states that "In the first quarter, the percentage of these borrowers who were behind on their mortgages or in foreclosure had doubled from a year earlier, to nearly 6%" and goes on to say that "Credit Suisseanalyst Rod Dubitsky predicted last week that 8.1 million mortgages, or 16% of all mortgages, will go into foreclosure over the next four years. A weak economy, continued declines in home prices and rising delinquencies among prime borrowers all but ensure that foreclosures "will march steadily higher," he says." Not such great news for the economy, but good news indeed for entrepreneurs interested in starting a foreclosure cleanup business to clean and repair foreclosed homes for the banks.
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How to Start a Foreclosure Cleanup and Property Preservation Company
To put this in perspective, this means that there will be over 2 million foreclosures a year and more than ,025,000,000 up for grabs in money that will be spent on cleaning up these foreclosed properties (since the average bill is 00+ to clean up one of these properties).
How to Start a Foreclosure Cleanup and Property Preservation Company
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Let's take a look at how you can position yourself to capitalize on this coming foreclosure movement
Set Up Your Company Properly
If you want to be hired for cleanup or preservation work, you'll need to operate your business as a professional company. The good news is that you can set up a business quickly and inexpensively, and usually on your own. Many people decide to set up an LLC (Limited Liability Company) because of how quickly and easily it can be done but you'll want to check with your accountant or other business professional to select the type of business entity that's right for your personal situation.
If you do decide to start an LLC, you can usually find all of the documents you need online from your state's government website. Usually the branch you're looking for will be called the "Industrial Commission" or "Corporation Commission" or similar. Try typing in "start a business + ______ (your state)". Anything ending in ".gov" is usually a good place to start as it indicates a government site.
Once your business is set up, you'll need an Employer Identification Number (EIN), which is like a SSN for your business. You can register for one online: type in "IRS" & "EIN" into a search engine to find the online registration link.
As soon as you have your EIN (which you can usually get immediately online), you can open up a business bank account for your company. This step is very, very important. In the excitement of things, many people get caught up in the day-to-day dealings of running a business and use their personal accounts to pay for business expenses. Not only does this present an accounting nightmare at the end of the year, but it could present problems for you with the IRS if you don't keep your personal and business finances separate.
Once you legally set up your business, you may be required to register your business with your county or city in order to get a business license to operate. You can start by calling City Hall or the Office of the County Clerk to inquire as to whether or not you need a city/county/state business license and if so, how to get one.
So to recap:
1. Legally set up your business
2. Get your EIN # and set up a business bank account
3. Apply for a business license
4. If you want to do preservation work, determine whether or not you need a contractors' license
Get Insurance
You absolutely must have a Commercial Liability Insurance policy and Workers' Compensation Insurance in order to run your business. Not only is insurance essential for protecting yourself from liability and protecting those that work for you in the event of a work-related injury, but many asset management companies will not do business with you if you do not meet their minimum insurance requirements.
Insurance will likely be one of your largest start-up costs, however, most insurance companies allow you to pay the premium on a monthly (rather than yearly) basis, which definitely makes this expense more affordable.
General Liability Insurance policies can cover the following: bodily injury, property damage, contractual liability, personal and advertising injury, professional liability (also known as Errors & Omissions (E&O) insurance, this coverage protects you and your business from litigation caused by charges of professional neglect or failure to perform your professional duties), hired auto and non-auto liability and umbrella liability.
You'll want to speak directly with your insurance agent to get a better idea of the extent of the coverage provided by their particular policy and one that is best suited for your individual needs
Workers' Compensation Insurance is required in most states when you have W2 employees, and some states also require your insurance to cover your 1099 contractors also. Workers' Compensation ("Workers' Comp") covers your employees' medical and disability expenses related to work-related illness and on-the-job injuries.
In the states where you are not required to cover your 1099 contractors you would need them to provide proof that they carry their own Workers' Compensation insurance. Although tempting to shift the financial burden of maintaining a policy onto your 1099 contractors, in all reality, you are probably better off to take on the cost of all staff Workers' Compensation (all W2 employees and 1099 contractors). The reason is that it's difficult to find only independent contractors that have their own policy. In addition, this industry has such high turnover that if you put this restriction on your independent contractors, you'll waste valuable time and lost revenues trying to find replacements in a hurry.
Here's a great tip: sometimes you can get "pay-as-you-go" insurance where your workers' compensation insurance premiums are based on your actual payroll, rather than an estimated amount. This is great for companies that are just starting out or have a fluctuating workload. Type in "pay as you go workers comp" into a search engine for results in your area.
As a second tip, we've used Farmers Insurance for years and have always had excellent customer service and great rates. Just Google "Farmers Insurance" for an agent in your area.
Foreclosure Cleanup v.s. Property Preservation Services
As the name suggests as a Foreclosure Cleanup Company, you'll be cleaning out all of the junk in the house (also called a "trashout or a "junk out"), as well as cleaning the interior of the home. You may also be required to remove vehicles on the property. Usually foreclosure cleanup companies are also responsible for doing a basic landscape cleanup which includes hauling out any junk from the front/back yards, cutting the grass and trimming trees/bushes.
Cleaning up the property is the extent of services offered by a Foreclosure Cleanup Company, whereas a Property Preservation Company is also involved in the "securing" of the property and the "preserving" of the property.
Here are some of the services that a preservation company may offer (note that a Property Preservation Company will generally also offer cleanup services):
Securing the Property
o Initial vacant property inspection
o Lock changes
o Boarding of windows and doors
o Temporary roof repair
o Securing swimming pools
Preserving the Property
o Exterior Debris removal
o Abandoned vehicle removal (cars, boats, etc.)
o Interior Debris removal (junk-out)
o Hazardous waste removal
o Interior cleaning services including carpet cleaning
o Window washing/graffiti removal
o Window replacement
o Pool services (draining, acid washing, maintaining, etc.)
o Pest control services
o Yard maintenance/landscaping
o Snow removal
o Winterization
o Gutter cleaning
o Pressure washing
o Carpet removal & replacement
o Tile/Floor repairs
o Painting
o Sheetrock/drywall repairs
o Carpentry repairs
o Plumbing fixtures repairs & replacements
o Fire & mold remediation
o Fence repair
Here are a few things to consider when determining the extent of the services you want to offer:
A Contractors' License is generally not required for Foreclosure Cleanup Company but is likely required for preservation companies doing work over a certain dollar value (usually 0 - 00+). Sometimes this license can be obtained by attending a course and successfully passing a test whereas other states require previous, verifiable industry experience.
The insurance premiums tend to be higher on companies that offer preservation services as they are considered to be a "general contractor". However, the revenue potential is much higher as preservation services tend to run from a few thousand dollars upwards instead of 0 - 00 for each cleanout.
Usually what people do is start out initially offering just the foreclosure cleanup services and then when things pick up, they'll add preservation items to the list of services they offer. This let's them get their foot in the door without having to spend a whole lot of money upfront when setting up their company.
Source the Right Equipment & Tools
The great thing about starting a foreclosure cleanup company is that the initial expenses are quite low as much of the equipment and tools needed for cleaning foreclosures can likely be found in your own garage:
o Cleaning chemicals (i.e. all purpose cleaner, disinfectant, toilet bowl cleaner, window cleaner)
o Cleaning supplies (broom, mop, scrub pads)
o Vacuum cleaner
o Garbage bags and shovels
o Work gloves and disposable plastic gloves
o Lawn mowers & lawn tools
o Wheelbarrow
For the smaller items you don't have on hand, check your local dollar store. Their prices can't be beat and they usually have the same chemicals and cleaning supplies as the other retailers. Once you start doing some volume, consider shopping for your supplies at Sam's Club or Costco to keep your expenses low.
You can also find used equipment in great shape (such as vacuums) by going around to your local Saturday morning garage/yard sales. If you have a "Re-Use" center or a Salvation Army, you may consider checking there also as they often have vacuums and other small equipment or yard tools for sale.
For hauling junk, you'll need some sort of trailer and a vehicle large enough to pull it. If you don't have a truck and a trailer, you can always borrow a friend's truck and rent a trailer from U-Haul or just go ahead and rent a moving truck from U-Haul. (Remember though, that you'll be charged a daily rate plus a per-mile rate when you rent a moving truck whereas if you use your own truck and just rent the pull-trailer, you'll only incur the daily rental rate for the trailer.)
Sometimes you'll be required to clean a property that doesn't have electricity or water. In the event that there's no electricity, you'll need a generator to operate the vacuum cleaners and other electrical equipment. These can be rented at Lowe's or Home Depot and is a much better alternative to purchasing one outright unless you're going to use it on a regular basis (a new one will run you about 0+).
To save on expenses, it's best to rent equipment in the beginning.
Once you get up and going, it may be worth looking into purchasing equipment of your own. Check the online classifieds ads (such as Craigslist, Kijiji and Backpage) for used trailers, generators, etc. You should also check with U-Haul as they have been selling some of their excess trucks as of late.
Stay Safe on the Job
As a business owner, you're responsible for keeping your staff safe while working on the job. Working safely is paramount to the health of your staff and the reputation of your business (and also keeps your insurance premiums low). It's imperative that you review safety issues prior to allowing anyone to work on the job - you must provide both classroom and on-the-job safety training to all new hires.
Now, it doesn't have to be anything fancy; you can spend 20 - 30 minutes reviewing safety policies, safe working practices and answering any questions and then you'll be done! Make sure you have people sign in and out of the meeting and that you document that a safety meeting took place.
It's also very important that you become familiar with OSHA and Safety Standards as well as the health & safety hazards associated with this industry so that you can keep your staff safe, avoid accidents and costly fines. You can find the OSHA Pocket Guide to Construction Safety (it's a short and an easy read) at the main website (OSHA DOT gov) by searching for the report name.
Another way to protect your staff and your business is to make sure that you check references before you hire someone. Insist that they list non-related references (i.e. not mother, sister or best friend) and instead list references of previous employers or someone they know in a professional capacity. We also do drug testing and background checks - it might sound paranoid to some, but the safety of our staff, our customers' property and our company's reputation is far too important to risk not spending on a background check or drug test.
Price Your Services Right
In this industry, the lowest price always wins the bid (unless, of course, the lowest bidder has a terrible track record of not completing work and is utterly irresponsible and unprofessional, in which case the company has just committed "reputation-suicide" and will never be hired again). Lenders don't want to spend any more than they have to on these properties so you want to make sure you price your services comparable with the going market rates (but at the same time, priced so that you still make a great profit and don't leave any money on the table).
For cleaning out foreclosures, most banks expect to spend anywhere from 0 - 00 for a cleanout (trashout, interior clean and initial landscape cleanup), but it could be a bit more or a bit less, depending on your area. It's important to know that most lenders have prescribed "price caps" for the maximum amounts that they'll pay for services.
If you're also providing preservation services, a great site that we've used before to determine our prices for doing repairs is www.CostEstimator.com for getting the market rates for construction costs - you can get a free 30 day trial (no need to enter credit card - it really is free!). There are over 3,000 cost items adjusted for over 210 local, geographic regions to create your bid and you can add as many others as needed. If you want to sign up after the trial, it's only /month.
Market Your Services
It's true - "nothing happens until somebody sells something"... and you'll need to get out there and sell, sell, sell your business. Once you've done a few jobs, you'll find that word of mouth advertising and referrals will provide a large pool of new jobs for you, but in the meantime, you do need to do everything possible to let customers know you exist.
A large portion of work will come from the relationships that you build with Real Estate Agents ("Realtors") who list bank-owned homes (often referred to as REO listings). They are often given the task of bidding out the cleaning and repairs of new listings by the asset management company so you'll want to make sure the agents in your area know your company handles this type of work.
A great way to find out which Realtors in your area list REOs is to go online to the major bank's REO websites and "data mine" the contact information for the listing agents (name, email, phone numbers). It can be painstaking work, but definitely worth it.
Here's an example of a bank REO sites to get you started collecting Realtor information
WELLS FARGO (Properties managed by Premier Asset Services): pasreo.com/pasreo/images/pas_logo.jpg
NOTE: In order to access agent information, select the state and click search. Then, individually select each listing and click on "Print Property Report CVS". Each listing and corresponding information (such as agent name, phone # and email) will be created in an Excel spreadsheet. You can access the page
Remember to follow up with a phone call a few days later. Don't be shy about asking the Realtor if he/she has any jobs for you to bid, either - most of them are very accommodating and willing to give a new company the opportunity to provide estimates.
The other way jobs are bid out is through large Asset Management Companies (also referred to as Marketing & Management Companies, REO Field Service Companies and Property Management Companies). Essentially, the lender says, "ok - I have thousands of properties to get rid of. Here, national ABC Asset Management Company: clean, fix and sell these properties for us". And the national Asset Management Company will then subcontract out the work to local foreclosure cleanup and property preservation companies. In order to work for these companies, you usually need to sign up your company as a potential vendor. Many times this can be done online.
There are both positives and negatives associated with working for the larger companies. On the positive side, you will probably be given a few projects to work on at a time so you will be kept relatively busy. On the negative side, they usually want you to offer 'wholesale pricing' and don't pay until 30 - 60 days after you invoice them for the work. Working for one of these companies, however, will give you the experience you need to go after more work.
Other possible customers include wholesale property investors (groups of investors that purchase foreclosed homes at the auctions and then sell them to smaller investors at a wholesale price), investors, landlords, property management companies, Realtors and so on.
You should also consider attending your local networking events such as the Chamber of Commerce meetings and any local investor meetings in order to hand out your card and network with potential customers. The more you get out there, the better chance you'll have of securing some great, long-term customers!
This is definitely an exciting industry and a very profitable one for those of you who don't mind getting your hands a bit dirty! Good luck!
How to Start a Foreclosure Cleanup and Property Preservation Company
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While many people tend to blend and confuse the Japanese and Chinese culture together from lack of knowledge the two are very different in many ways. Therefore the meaning and symbolism that the cherry blossom holds is different in each culture.
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Cherry Blossom Tattoos - What Do They Mean
Chinese Cherry Blossom
Cherry Blossom Tattoos - What Do They Mean
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For the Chinese the cherry blossom is a very significant symbol of power. Typically it represent a feminine beauty and sexuality and often holds an idea of power or feminine dominance. Within the language of herbs and herbal lore of the Chinese the cherry blossom is often the symbol of love.
Japanese Cherry Blossom
For the Japanese the cherry blossom holds very different meaning. The cherry blossom is a very delicate flower that blooms for a very short time. For the Japanese this represents the transience of life. This concept ties in very deeply with the fundamental teachings of Buddhism that state all life is suffering and transitory. The Japanese have long held strong to the Buddhist belief of the transitory nature of life and it is very noble to not get too attached to a particular outcome or not become emotional because it will all pass in time.
The fallen cherry blossom is not taken lightly in Japanese symbolism either. It often represents the beauty of snow and there are many connections made in Japanese literature or poetry to a fallen cherry blossom and snow. This also has been extended to the life of a warrior whose life was ended early in battle.
As you can see in both cultures the symbolism and meaning behind the cherry blossom is very significant and powerful at the same time. It is important to think about these symbols and connect this with what your personally believe the cherry blossom represents. If you still want to get a cherry blossom tattoo and the above meaning from the Japanese culture or the Chinese culture do not speak to you or you're somehow view the cherry blossom in a very different way then it is okay to still get a cherry blossom tattoo. However, it is always important to know the symbolism before getting a tattoo permanently done.
Cherry Blossom Tattoos - What Do They Mean
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I-90 begins in the east in Boston, Massachusetts and heads west through Worcester, Springfield, and Pittsfield (traveling over 123 miles) before entering the state of New York. Nearly all of I-5 in New York is a toll road as it forms the eastern west portion of the New York State Thruway. A spur route connecting to I-90 here and given the number I-990 is the highest numbered Intersate in the country. I-90 in New York runs for over 385 miles and takes you through Albany, Schenectady, Utica, Syracuse, Rochester, and Buffalo and then takes you into Pennsylvania.
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Exploring Interstate 90 - The Nation's Longest Interstate Freeway
Its shortest stretch in any of the states it passes through, I-90 is only inside the borders of the State of Pennsylvania for a little over 46 miles. I-90 does take you through Erie, Pennsylvlania before it readies itself for a 244 mile long march across the State of Ohio. While in Ohio, the freeway speeds through Cleveland and Toledo before depositing travelers in Indiana. As it goes through Cleveland I-90 forms part of the Innerbelt freeway system, including the corner known as Deadman's Curve - an almost 90 degree.
Exploring Interstate 90 - The Nation's Longest Interstate Freeway
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I-90 stays in Indiana for 156 miles and drives through South Bend (home of the University of Notre Dame) and Gary before entering the State of Illinois. While it is driving across the northern part of Indiana, it is only a short ways from the Michigan border. Illinois is home to only 123 miles of I-90, but the Interstate does go through its largest city here; Chicago. I-90 continues through Rockford, Illinois before running north for the first time into Wisconsin.
I-90 stays in Wisconsin for almost 190 miles and passes through the communities of Beloit, Janesville, Madison, Wisconsin Dells, and La Crosse before taking a long run across the State of Minnesota. I-90 Crosses the Mississippi River while in Minnesota and runs close to, and parallel to, the Iowa state border. The freeway runs for 275 miles in Minnesota before it enters South Dakota near Sioux Falls.
I-90 spends its second highest amount of miles in one state in South Dakota, stretching 412 miles from the east and west borders of the state. The freeway enters Wyoming just after passing through Rapid City and Sturgis, South Dakota. After passing through the cities of Gillette and Sheridan, the roadway turns northwest and heads towards Montana. Interstate 90 is inside the State of Wyoming for a total of 208 miles.
The Interstate covers more miles inside the borders of Montana than in any other state with a total of 551 miles covered from the time it leaves Wyoming to the time it enters Idaho. For a time, while in Montana the speed limit on I-90 was officially "reasonable and prudent". Following the freeway through Montana will take you through Billings, Bozeman, Butte, and Missoula before exiting the state via Lookout Pass and entering Idaho. I-90 only travels 73 miles through Idaho but because it cuts across what is known as the Idaho Panhandle you can say that it crosses the entire state from east to west. Inside Idaho I-90 passes through Wallace, Kellogg, Coeur d'Alene, and Post Falls before entering Washington State. The original plan for the freeway intended for the town of Wallace to be wiped out by the roadway. Town leaders took the step of getting the town and its historic buildings listed on the National Register of Historic Places, thus forcing the government to move the freeway north and elevate it above portions of the town. Wallace, Idaho was home to the last stop light on I-90, it was removed in 1991 to make the Interstate truly non-stop travel from coast to coast.
Washington State is the end of the road for I-90, but there is still almost 297 miles to go before the freeway ends in Seattle. I-90 enters the eastern portion of Washington near Spokane and then takes a gentle turn southwest towards the center of the state before turning northwest again to cross the Cascade Mountains and reach Seattle on the other side.
Over 3,000 miles and 13 states are covered by I-90, the longest stretch of Interstate Freeway in the country.
Exploring Interstate 90 - The Nation's Longest Interstate Freeway
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